Core Vertical / Wholesale Distributors & Importers
Your money is on the water. Ours isn't.
Bridge customs duties, container costs, and 60 to 120 day inventory cycles without draining the operating account.
The cash flow problem we solve
- Duties are owed the day the container clears, months before the goods sell through
- Suppliers want deposits sooner while customers stretch terms longer
- One large PO can lock up an entire quarter of cash
How Mile Hi handles it
- Unsecured programs sized to deposit volume, not fixed assets
- Corporate-only options for established companies
- Renewable as cycles repeat: fund a container, sell through, fund the next
Common uses of funds
Straight answers
Does checking my options affect my credit?
No. Pre-qualification uses the information you provide. The credit application itself is a single-page soft-pull authorization, which does not impact your score the way a hard inquiry does.
How fast can funds arrive?
Qualified files with 90 days of bank statements can receive a decision in as little as 4 to 8 business hours, and funding is possible as fast as the same day.
Is collateral required?
Most working capital programs are unsecured and underwritten on business bank activity, not hard collateral.
What do you look at?
Time in business, monthly deposit volume, average balances, and existing obligations. Strong bank statements matter more than perfect credit.
See What You Qualify For
60 seconds. No hard credit pull. Answers in as little as 4 to 8 business hours.