Core Vertical / Plumbing Contractors
The job is done. The invoice isn't paid. We fill the middle.
Working capital for commercial plumbing outfits carrying material costs and slow-paying GCs.
The cash flow problem we solve
- Copper, fixtures, and rough-in materials paid up front
- GCs pay when they get paid, and that is never early
- Turning down bids because cash is stuck in current jobs
How Mile Hi handles it
- Bank-statement underwriting built for trades
- No collateral required for most programs
- Take the bigger bid knowing the gap is covered
Common uses of funds
Straight answers
Does checking my options affect my credit?
No. Pre-qualification uses the information you provide. The credit application itself is a single-page soft-pull authorization, which does not impact your score the way a hard inquiry does.
How fast can funds arrive?
Qualified files with 90 days of bank statements can receive a decision in as little as 4 to 8 business hours, and funding is possible as fast as the same day.
Is collateral required?
Most working capital programs are unsecured and underwritten on business bank activity, not hard collateral.
What do you look at?
Time in business, monthly deposit volume, average balances, and existing obligations. Strong bank statements matter more than perfect credit.
See What You Qualify For
60 seconds. No hard credit pull. Answers in as little as 4 to 8 business hours.