Core Vertical / Light Manufacturing & Machine Shops
Materials up front, receivables in 90. We fill the middle.
Working capital for manufacturers squeezed between raw material costs and slow-paying customers.
The cash flow problem we solve
- Raw material and tariff costs rose faster than you can reprice
- Big customers demand net-60 and pay in 80
- A single large order can outrun your cash on hand
How Mile Hi handles it
- Decades-old shops with strong statements get the best structures
- Unsecured programs: your machines stay unencumbered
- Same-week decisions to catch the order window
Common uses of funds
Straight answers
Does checking my options affect my credit?
No. Pre-qualification uses the information you provide. The credit application itself is a single-page soft-pull authorization, which does not impact your score the way a hard inquiry does.
How fast can funds arrive?
Qualified files with 90 days of bank statements can receive a decision in as little as 4 to 8 business hours, and funding is possible as fast as the same day.
Is collateral required?
Most working capital programs are unsecured and underwritten on business bank activity, not hard collateral.
What do you look at?
Time in business, monthly deposit volume, average balances, and existing obligations. Strong bank statements matter more than perfect credit.
See What You Qualify For
60 seconds. No hard credit pull. Answers in as little as 4 to 8 business hours.