Specialty Niche / Established E-commerce Brands
Inventory is your growth ceiling. Raise it.
Working capital for established brands funding inventory ahead of proven demand.
The cash flow problem we solve
- Best sellers stock out while cash sits in slow SKUs
- Marketplace payouts lag ad spend
- Q4 is won or lost with September cash
How Mile Hi handles it
- Deposit-based underwriting for real brands (2+ years)
- Fund POs against proven velocity
- Renew each buying cycle
Common uses of funds
Straight answers
Does checking my options affect my credit?
No. Pre-qualification uses the information you provide. The credit application itself is a single-page soft-pull authorization, which does not impact your score the way a hard inquiry does.
How fast can funds arrive?
Qualified files with 90 days of bank statements can receive a decision in as little as 4 to 8 business hours, and funding is possible as fast as the same day.
Is collateral required?
Most working capital programs are unsecured and underwritten on business bank activity, not hard collateral.
What do you look at?
Time in business, monthly deposit volume, average balances, and existing obligations. Strong bank statements matter more than perfect credit.
See What You Qualify For
60 seconds. No hard credit pull. Answers in as little as 4 to 8 business hours.