Expansion Vertical / Construction Companies
Mobilize today. Get paid on draw schedule. Stay liquid anyway.
Working capital for GCs and subs carrying mobilization, payroll, and retainage.
The cash flow problem we solve
- Draw schedules lag the work by 30 to 60 days
- Retainage locks up your margin until closeout
- Materials volatility makes bids a cash gamble
How Mile Hi handles it
- Construction-literate underwriting
- Sized to deposit volume and backlog
- Decisions in hours during bid season
Common uses of funds
Straight answers
Does checking my options affect my credit?
No. Pre-qualification uses the information you provide. The credit application itself is a single-page soft-pull authorization, which does not impact your score the way a hard inquiry does.
How fast can funds arrive?
Qualified files with 90 days of bank statements can receive a decision in as little as 4 to 8 business hours, and funding is possible as fast as the same day.
Is collateral required?
Most working capital programs are unsecured and underwritten on business bank activity, not hard collateral.
What do you look at?
Time in business, monthly deposit volume, average balances, and existing obligations. Strong bank statements matter more than perfect credit.
See What You Qualify For
60 seconds. No hard credit pull. Answers in as little as 4 to 8 business hours.