Expansion Vertical / Auto & Truck Repair Shops
Parts today, payment when the fleet account settles.
Working capital for repair shops carrying parts inventory and fleet receivables.
The cash flow problem we solve
- Fleet accounts pay net-30 while parts suppliers want net-10
- Diagnostic equipment costs rise every year
- A busy month means more cash out before cash in
How Mile Hi handles it
- Statement-based programs for established shops
- Equipment financing available alongside
- Decisions in hours
Common uses of funds
Straight answers
Does checking my options affect my credit?
No. Pre-qualification uses the information you provide. The credit application itself is a single-page soft-pull authorization, which does not impact your score the way a hard inquiry does.
How fast can funds arrive?
Qualified files with 90 days of bank statements can receive a decision in as little as 4 to 8 business hours, and funding is possible as fast as the same day.
Is collateral required?
Most working capital programs are unsecured and underwritten on business bank activity, not hard collateral.
What do you look at?
Time in business, monthly deposit volume, average balances, and existing obligations. Strong bank statements matter more than perfect credit.
See What You Qualify For
60 seconds. No hard credit pull. Answers in as little as 4 to 8 business hours.